Commercial truck fleet

Commercial Coverage

Business Insurance for Small to Large businesses.

Comprehensive commercial coverage tailored to your operation — specializing in hard-to-place business.

Protecting Your Livelihood and your Passion

At ACV Insurance, we understand small business owners, because we are small business owners.  With over 30 years of experience, Debra and Scott know exactly what coverage you need to keep your operation moving — and your assets protected.

Commercial Coverage Options

We work with many insurance companies to find you the best rate for the coverage you need.

General Liability

Broad protection for your business against third-party claims of bodily injury or property damage not covered by auto liability.

Business Property

Protects buildings, equipment, inventory, furniture, and other business property from fire, theft, storms and other covered losses.

Workers' Compensation

Covers medical expenses and lost wages for employees injured on the job.

Business Owner's Policy (BOP)

Combines General Liability and Commercial Property, and Business Interruption coverage into one cost-effective package for small businesses.

Business Automobile

Coverage for your business vehicles and trailers on the road, protecting against accidents, liability, and property damage.

Cyber Liability Insurance

Covers data breaches, cyberattacks, ransomware incidents, forensic investigations, and customer notification expenses.

Busines Interruption

Replaces lost income and helps pay operating expenses when a covered event temporarily shuts down operations.

Inland Marine

Covers tools, equipment, and property in transit.  Business Property insurance does not cover business property when it is off of the stated location on the policy.

Directors & Officers (D&O)

Protects a company's directors, officer, and board members from personal financial loss if they are sued for decisions or actions made while managing the company.

Bonds

Surety, Performance, License, Permit Bonds, and more. A Bond guarantees that your business will perform, and is required for some contracts.

Lessor's Risk Insurance

Protects property owners who lease space to tenants — covering liability and property damage arising from tenant operations.

Federal & State Filings

Need help with your USDOT, TxDOT, or TxDMV filings? We can help with that, too. Staying compliant with federal and state regulations is critical — let us handle the paperwork so you can focus on the road.

Same-Day Certificates & Filings

Need an Additional Insured, Waiver of Subrogation, or higher limits to get a load? We can send out a Certificate the same day. Don't lose a load waiting on paperwork — call us.

Ready to get a better rate?

No obligation. Call or email us today and let us shop the market for you.

ACV Insurance Texas Branch

ACV Insurance Inc — Texas Branch

PO Box 489, 1425 Hwy 16 N
Bandera TX 78003
(830) 460-6400[email protected]

Office Hours

  • Mon09:00 am – 05:00 pm
  • Tue09:00 am – 05:00 pm
  • Wed09:00 am – 05:00 pm
  • ThuBy Appointment
  • FriBy Appointment
  • SatBy Appointment
  • SunBy Appointment

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