Commercial semi-truck on a Texas highway

Texas Truckers Insurance

You know trucking, We know truck insurance

Comprehensive commercial coverage tailored to your operation — from a single truck to a full fleet. Over 30 years experience.

Truck, trailer, dump truck, tow truck fleet

Is it time for a change? You deserve a better rate.

  • Low Down Payments and Monthly Payments
  • We have many insurance companies to work with — to get the best price for you
  • We have Progressive truck insurance and many more!

Same Day Certificates, and Filings

Need a Certificate or Filing? No problem.

Insurance certificate and filing documents
Texas open road highway

Phone Quotes — or visit us

No obligation — You have nothing to lose. Just call 830-460-6400 or email [email protected]

Call Now

We have what you need

Comprehensive coverage and expert guidance for Texas truckers

Insurance Policies

Commercial Automobile, Truck Liability, Physical Damage, Bobtail, Cargo, Contingent, General Liability, Work Comp, Umbrella, Bonds...

Driving Experience

Scott started driving in the 1980s — do you have a Transportation or Trucking question? Scott can probably answer it.

Insurance Expertise

Have an Insurance question? Debra can answer it. Need insurance? Get the right insurance. Ask Debra.

Federal and State Filings

Need help with your USDOT or TxDOT or TxDMV? We can help with that, too.

Insurance Certificates the Same Day

Need an Additional Insured, Waiver of Subrogation? Higher limits to get a load? We can send out a Certificate the same day.

Adding a Driver? Selling a Truck?

Do you have changes to your operation? Let's make sure you have the right coverage.

Truckers Coverage Options

Specialized coverage for owner-operators and trucking fleets across Texas and beyond.

Truck Liability

Required by federal and state law, truck liability coverage protects you when your truck causes injury or property damage to others.

Physical Damage

Covers repair or replacement of your truck if it's damaged in a collision, fire, theft, or other covered event.

Bobtail Insurance

Covers your truck when you're driving without a trailer — whether between loads or after dropping off a delivery.

Cargo Insurance

Protects the freight you're hauling against loss or damage during transit.

Contingent Cargo

Secondary cargo coverage that kicks in when a shipper's or broker's cargo insurance doesn't fully cover a loss.

Non-Trucking Liability

Covers your truck when it's being used for personal, non-business purposes outside of dispatch.

General Liability

Broad protection against third-party claims of bodily injury or property damage not covered by your auto liability policy.

Workers' Compensation

Covers medical expenses and lost wages for employees injured on the job — required in most states.

Umbrella / Excess Liability

Extra liability coverage above your standard policy limits — essential for high-value loads and large operations.

Federal & State Filings

We handle your USDOT, TxDOT, and TxDMV filings so you stay compliant and on the road without the paperwork headache.

Call Us, or see us in person

Email, Call or stop by.

[email protected]
(830) 460-6400
1425 TX-16, Bandera TX 78003

Sometimes we are out visiting our Clients so it is best to call ahead.

Hours

  • Mon09:00 am – 05:00 pm
  • Tue09:00 am – 05:00 pm
  • Wed09:00 am – 05:00 pm
  • ThuBy Appointment
  • FriBy Appointment
  • SatBy Appointment
  • SunBy Appointment

Email Us Now

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

ACV Insurance Texas Branch

ACV Insurance Inc — Texas Branch

PO Box 489, 1425 Hwy 16 N
Bandera TX 78003
(830) 460-6400[email protected]

Office Hours

  • Mon09:00 am – 05:00 pm
  • Tue09:00 am – 05:00 pm
  • Wed09:00 am – 05:00 pm
  • ThuBy Appointment
  • FriBy Appointment
  • SatBy Appointment
  • SunBy Appointment

Copyright © 2025 ACV Insurance — Texas — All Rights Reserved.